How to avoid paying interest? The Very Group Limited. Get 20 back when you spend 175 or more with code GETFESTIVE20 Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Very account. Please note that if you return items from your order the credit will be reversed if the order value falls below the required amount. If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate. This represents a typical cost of using Very Pay: Representative 39.9% APR variable (annual interest rate of 39.9% variable). 
Find out more. 
How do I make a Buy Now Pay Later payment? The code can only be used once and not at the same time as other offer codes. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch). Remember if you choose not to pay the cash price before the end of the delayed payment period, any outstanding balance plus a lump sum of compound interest will be charged to your credit account. You can choose: Over 18's only. Over 18's only. However, if you do, interest will be charged at your account rate. The delayed payment period and minimum order values to qualify for Buy Now Pay Later are subject to offer, and will be detailed in checkout. your home, all shoppable right now with your Very Exclusive account! How is interest calculated? Buy Now Pay Later is an interest-bearing option that allows you to delay payments on your purchases depending on the offer.. is added to your account as a lump sum when this ends. your payable balance. Just make your minimum payment. Authorised and regulated by the Financial Conduct Authority. You may be offered other promotional interest rates. 
If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your Very account. Buy Now Pay Later is an interest-bearing option available with Very Pay that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. Buy Now Pay Later for 6 months when you spend 50 or more. 
If you have a non-Buy Now Pay Later balance on your credit account, you will still need to make at least your minimum payment as shown on your statement. 
You always have the flexibility to pay a monthly amount that suits you. This represents a typical cost of using Very Pay: Representative 39.9% APR variable (annual interest rate of 39.9% variable). Simply go shopping and add your purchases to your account and we'll work out your 
As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. Do I still have to pay my minimum payment? 
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or Insurances & delivery/installation charges are excluded from the offer. The costs for delivery and installation services cannot be placed on Buy Now Pay Later. 
This means you will pay interest on interest. Internet Explorer 11 is no longer supported, For the best experience we recommend using a supported browser, such as Microsoft Edge or Google Chrome. Available on any purchase, every time you shop, You'll only pay interest if you choose not to complete payment Get 30 back when you spend 250 or more with code GETFESTIVE30 If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest. Representative Example Take 3 is automatically applied to everything you buy, so you don't need to do anything. in 3 monthly instalments. multiple partial payments. Just click the 'My Details' tab, and then into 'My APR'. *Excludes purchases on Buy Now Pay Later. What happens after the delayed payment period? 
Buy Now Pay Later for 12 months when you spend 200 or more. New Very Home Insurance customers only. 
If you 
The delayed payment period starts from the date of order. Registered number: 4660974. What is excluded from Buy Now Pay Later? Remember, your interest rate information is in 'My Account'. To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific Buy Now Pay Later you wish to pay off. Take 3 payment for you. 
We will charge the full order value and then apply the credit back to your chosen payment method once the order is dispatched. Plus, you pay nothing for at least 20 days. This will be included within your account minimum payment request every month and cannot be repaid using Take 3. 
You can pay in full today using a credit or debit card. Smart TV Boxes, Digital TV Recorders & Freeview Boxes, Sat Navs, Dash Cams & In Car Entertainment, Up to 40% off Selected Jewellery & Watches, Take 3 is always available with Very Pay for every item you purchase, any time you shop, You don't need to select Take 3 at checkout, simply add your purchases to your credit account and we will automatically calculate your Take 3 payment for you, All you need to do is pay the Take 3 amount shown on your statement, by the due date and you'll pay no interest, There's no extra cost, just a payment option that allows you to delay payment for at least 20 days and split the cost of your purchases into 3 equal payments, You can use Take 3 as many times as you want as long as you have the available credit on your Account, With Take 3 you can choose to pay less than the Take 3 amount. If you decide not to pay before the deferred payment period ends, the outstanding balance, plus the interest will now form part of All you need to do is pay the Take 3 amount shown on your Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Buy Now Pay Later availability is subject to your credit and account status. Any outstanding balance plus the interest will now become payable on your account. Click here to visit My Account and click Change my credit limit. 
Interest is calculated from date of order and compounded daily. Alternatively, you can call us. You may be offered other promotional interest rates. Making partial payments without clearing the cash price in full will reduce the lump sum of compound interest charged at the end of the delayed payment period. Credit provided, subject to status, by Shop Direct Finance Company Limited. A personalised credit limit, typically 1,000. You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. statement on time and pay no interest. 
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The minimum payment is detailed on your statement. 
Limited. This must be at least 5 or 7% of your balance. A personalised credit limit, typically 1,000. Shop now and delay payment, subject to your credit and account status. 
If you decide you want to take a little longer to pay, you can. Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. pay this way you will be charged interest, and it will take you longer to pay off your balance. This will attract interest at your account rate, meaning you will pay interest on interest. 
Interest is calculated and compounded for the delayed payment period and 
Authorised and regulated by the Financial Conduct Authority. In checkout you can choose how long you would like to delay your payment for. 
And you can avoid interest on every purchase. 
Shop Direct Home Shopping Limited. The costs for delivery and installation services cannot be placed on Buy Now Pay Later. Limited. Now you're here you can discover 100s of premium brands for you and Get 10 back when you spend 125 or more with code GETFESTIVE10 What is Buy Now Pay Later? 
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